Todd Barrett

Loan Officer, NMLS 957467
Apply Now Get in Touch


Denver native Todd Barrett is consistently rated and reviewed as one of the top mortgage professionals in Colorado. With over a decade of experience, he was named a Top 1% Producer in 2020 and 2021. Helping buyers navigate the confusing mortgage market while guiding them to the best product for their specific situation, Todd specializes in VA, Conventional and FHA mortgage programs.

Todd’s expertise integrates his collegiate studies in Management, Marketing and Small Business & Entrepreneurship at Montana State University in Bozeman, MT with significant professional accreditations.

Working hand in hand with clients in the Denver Metro area and across Colorado to tailor mortgage programs to meet long and short-term goals, Todd is particularly adept at removing the fear and confusion from the homebuying and refinancing process.

An avid skier and fisherman, he also enjoys golfing and hiking with his Golden Retriever Archie.

Todd's' office is at 7555 E. Hampden Avenue, Suite 410, Denver, CO 80231. Licensed to do business in Colorado.

Recent Blog Posts

Building a Credit Score: Five Factors

​​Your credit score is an important factor for getting mortgage approval and determining what your interest rate will be. Learn more about the factors that make up your credit score and how to keep those numbers up!

Read More

Colorado USDA Home Loans: Map & Zones, Income Limits, & More

USDA loans allow people to achieve the dream of home ownership in rural areas of Colorado. Learn more about these programs and how they can help you.

Read More

Conventional Loans in Colorado: Limits, Requirements, & More

Conventional home loans allow people to purchase homes throughout Colorado. Learn more about these loans’ requirements, and the limits on loan amounts.

Read More

Home Loans for the Rockies

Conventional Loan

A conventional loan is often the strongest choice for those with good credit and the ability to make a down payment.

FHA Loan

New homebuyers find the FHA home loan program as their entrance into the dream of home ownership.

Fixed Rate and Adjustable Rate Mortgages

Fixed rate mortgage keep the same interest rate over the life of the loan, while adjustable rate mortgages have a variable interest rate over the loan term.


An HECM is a valuable retirement tool that allows seniors to supplement their income with existing home equity.

Jumbo Loan

If you are in the market for a more expensive home, a jumbo loan may be the right solution for you.

Refinance Loan

Refinancing is a powerful tool that enables homeowners to save money in various ways.

Renovation Loan

Improve property value, make personalized improvements, and restore proper functioning with a renovation loan.


The USDA loan program is well suited for rural-area borrowers seeking to take advantage of a $0-down mortgage.

VA Loan

VA Loans are specially designed to serve veterans, active service members, and their spouses.